FINTECH RISK MANAGEMENT TRAINING COURSE

COURSE OVERVIEW

FinTech Risk Management Training Course is a comprehensive professional programme designed to equip banking executives, FinTech professionals, risk managers, compliance officers, cybersecurity specialists, auditors, regulators, technology professionals, and senior decision-makers with the knowledge and practical skills required to identify, assess, monitor, and manage risks associated with financial technology, digital banking, mobile payments, digital lending, open banking, embedded finance, artificial intelligence, blockchain, cloud computing, digital platforms, and technology-enabled financial services. The course provides a strategic and practical approach to managing emerging FinTech risks while supporting innovation, growth, customer protection, and financial stability.

The programme examines the rapidly changing FinTech risk landscape, including operational risk, cyber risk, technology risk, financial risk, liquidity risk, credit risk, fraud risk, data privacy risk, model risk, third-party risk, regulatory risk, compliance risk, strategic risk, reputational risk, and business continuity risk. Participants will learn how to develop integrated FinTech risk management frameworks that balance innovation with effective governance, internal controls, regulatory compliance, cybersecurity, consumer protection, and operational resilience.

Participants will develop practical capabilities in FinTech risk identification, risk assessment, risk appetite, risk modelling, control design, cybersecurity governance, fraud analytics, digital credit risk, data governance, AI risk management, third-party risk management, regulatory technology, incident response, business continuity, stress testing, scenario analysis, risk monitoring, and risk reporting. The programme emphasizes proactive risk management approaches that allow financial institutions and FinTech companies to innovate responsibly while protecting customers, financial assets, information systems, and organizational reputation.

Through practical exercises, case studies, risk assessment workshops, FinTech crisis simulations, scenario analysis, control evaluations, and group projects, participants will develop a practical FinTech Risk Management Framework and Implementation Roadmap. The course enables organizations to strengthen risk governance, improve regulatory readiness, reduce financial losses, enhance cybersecurity, protect customer data, manage technology dependencies, improve operational resilience, and support sustainable FinTech innovation.

COURSE OBJECTIVES

By the end of the training, participants will be able to:

1. Explain the FinTech risk landscape and emerging financial technology risks.
2. Identify and classify strategic, financial, operational, technology, and regulatory risks.
3. Conduct comprehensive FinTech risk assessments and risk mapping.
4. Develop appropriate FinTech risk appetite and governance frameworks.
5. Strengthen cybersecurity, fraud prevention, and digital operational resilience.
6. Assess digital lending, credit, liquidity, and financial risks.
7. Manage data privacy, artificial intelligence, model, and technology risks.
8. Strengthen third-party, outsourcing, cloud, and FinTech ecosystem risk management.
9. Develop effective risk monitoring, reporting, stress-testing, and incident-response mechanisms.
10. Develop an actionable FinTech Risk Management Framework and Implementation Roadmap.

ORGANIZATION BENEFITS

1. Strengthens FinTech risk governance and oversight.
2. Reduces financial and operational losses associated with digital services.
3. Improves cybersecurity and information-security resilience.
4. Enhances regulatory compliance and supervisory readiness.
5. Strengthens fraud detection and prevention capabilities.
6. Improves management of digital credit and financial risks.
7. Protects customer information and strengthens data governance.
8. Enhances third-party, cloud, and technology risk management.
9. Supports responsible and sustainable financial innovation.
10. Strengthens organizational resilience, customer confidence, and reputation.

TARGET PARTICIPANTS

This course is designed for Chief Risk Officers, Risk Managers, FinTech Executives, Banking Executives, Compliance Officers, Internal Auditors, Cybersecurity Managers, Information Security Professionals, Technology Managers, Digital Banking Managers, Credit Risk Managers, Fraud Risk Managers, Financial Analysts, Data Protection Officers, Regulatory Professionals, Legal Officers, Treasury Professionals, Business Continuity Managers, FinTech Founders, Regulators, and senior professionals working in banks, fintech companies, microfinance institutions, payment service providers, insurance companies, investment firms, and other financial institutions.

COURSE OUTLINE

MODULE 1: FINTECH RISK LANDSCAPE & GOVERNANCE

1. Fundamentals and evolution of FinTech risk
2. Emerging risks in digital financial services
3. FinTech risk governance frameworks
4. Risk appetite and risk tolerance for FinTech businesses
5. Three Lines Model and risk accountability
6. Developing an integrated FinTech risk management framework
   General Case Study: A rapidly growing FinTech company introduces multiple digital products without a formal risk framework. Participants identify governance gaps and develop an integrated risk-management structure.

MODULE 2: DIGITAL FINANCIAL, CREDIT & LIQUIDITY RISKS

1. Digital lending and credit risk management
2. Alternative credit scoring and data-driven lending
3. Liquidity and funding risks in FinTech businesses
4. Settlement, payment, and transaction risks
5. Financial fraud and unauthorized digital transactions
6. Stress testing and scenario analysis for financial risks
   General Case Study: A digital lender experiences rapid growth in its loan portfolio followed by increasing defaults and liquidity pressure. Participants develop a credit-risk, liquidity-risk, and stress-testing framework.

MODULE 3: CYBERSECURITY, TECHNOLOGY & OPERATIONAL RISK

1. Cybersecurity risks in FinTech ecosystems
2. Technology infrastructure and system availability risks
3. Cloud computing and technology dependency risks
4. Operational risk identification and control assessment
5. Cyber incident response and recovery
6. Business continuity and digital operational resilience
   General Case Study: A digital payment platform suffers a major cyber incident that disrupts transactions. Participants develop an integrated cybersecurity, incident-response, business-continuity, and recovery strategy.

MODULE 4: DATA, AI, MODEL & PRIVACY RISK

1. Financial data governance and data quality risks
2. Data privacy and customer information protection
3. Artificial intelligence and machine-learning risks
4. Model risk management and model validation
5. Algorithmic bias, explainability, and responsible AI
6. Data analytics, monitoring, and risk controls
   General Case Study: A FinTech company uses an AI-based credit-scoring model that produces inconsistent results for different customer groups. Participants assess model, data, governance, fairness, and regulatory risks.

MODULE 5: REGULATORY, COMPLIANCE & THIRD-PARTY RISK

1. FinTech regulatory and compliance risk
2. RegTech and automated compliance monitoring
3. Anti-money laundering and digital financial crime risks
4. Know Your Customer and digital identity risks
5. Third-party, outsourcing, and FinTech partnership risks
6. Vendor due diligence and technology risk oversight
   General Case Study: A payment company partners with several external technology providers while expanding across multiple markets. Participants conduct third-party risk assessments and develop a regulatory compliance framework.

MODULE 6: FINTECH RISK ANALYTICS, MONITORING & IMPLEMENTATION

1. FinTech risk indicators and early-warning systems
2. Risk dashboards and management reporting
3. Scenario analysis, stress testing, and risk forecasting
4. FinTech risk incidents and crisis management
5. Continuous risk monitoring and control improvement
6. Developing the FinTech Risk Management Implementation Roadmap
   General Case Study: A financial technology company experiences simultaneous cyber threats, fraud incidents, regulatory pressure, and liquidity concerns. Participants conduct an enterprise-wide risk assessment and develop a prioritized risk-response roadmap.

GENERAL INFORMATION

1. Customized Training: All our courses can be tailored to meet the specific needs of participants.
2. Language Proficiency: Participants should have a good command of the English language.
3. Comprehensive Learning: Our training includes well-structured presentations, practical exercises, web-based tutorials, and collaborative group work. Our facilitators are seasoned experts with over a decade of experience.
4. Certification: Upon successful completion of training, participants will receive a certificate from Foscore Development Center (FDC-K).
5. Training Locations: Training sessions are conducted at Foscore Development Center (FDC-K) centers. We also offer options for in-house and online training, customized to the client's schedule.
6. Flexible Duration: Course durations are adaptable, and content can be adjusted to fit the required number of days.
7. Onsite Training Inclusions: The course fee for onsite training covers facilitation, training materials, two coffee breaks, a buffet lunch, and a Certificate of Successful Completion. Participants are responsible for their travel expenses, airport transfers, visa applications, dinners, health/accident insurance, and personal expenses.
8. Additional Services: Accommodation, pickup services, flight booking, and visa processing arrangements are available upon request at discounted rates.
9. Equipment: Tablets and laptops can be provided to participants at an additional cost.
10. Post-Training Support: We offer one year of free consultation and coaching after the course.
11. Group Discounts: Register as a group of more than two and enjoy a discount ranging from 10% to 50%.
12. Payment Terms: Payment should be made before the commencement of the training or as mutually agreed upon, to the Foscore Development Center account. This ensures better preparation for your training.
13. Contact Us: For any inquiries, please reach out to us at training@fdc-k.org or call us at +254712260031.
14. Website: Visit our website at www.fdc-k.org for more information.