CBDC POLICY & IMPLEMENTATION TRAINING COURSE

COURSE OVERVIEW

CBDC Policy & Implementation Training Course is a comprehensive professional programme designed to equip central bankers, financial regulators, policymakers, banking executives, economists, payment-system specialists, FinTech professionals, technology leaders, legal experts, risk managers, and digital-finance professionals with the knowledge and practical capabilities required to formulate, evaluate, pilot, implement, govern, and continuously improve Central Bank Digital Currency (CBDC) programmes. The course examines CBDC policy development, digital-money economics, monetary policy implications, financial stability, payment-system modernization, financial inclusion, digital identity, cybersecurity, privacy, regulation, and institutional governance.

The programme provides an in-depth understanding of the complete CBDC policy and implementation lifecycle, from strategic justification and feasibility assessment to policy design, technology selection, architecture, stakeholder consultation, legal and regulatory readiness, pilot implementation, public adoption, operational management, evaluation, and national-scale deployment. Participants will examine retail and wholesale CBDC models, account-based and token-based approaches, two-tier architectures, digital wallets, interoperability, offline payments, programmability, cross-border CBDC applications, and integration with existing national payment infrastructure.

Participants will develop practical skills in CBDC policy formulation, economic impact assessment, cost-benefit analysis, legal and regulatory frameworks, monetary-policy analysis, banking-sector impact assessment, financial inclusion strategies, privacy-by-design, AML/KYC, cybersecurity, operational resilience, technology governance, data management, consumer protection, stakeholder engagement, pilot design, and implementation risk management. Special attention is given to the institutional coordination required among central banks, commercial banks, payment service providers, technology providers, government agencies, regulators, merchants, and the public.

Through practical exercises, policy simulations, implementation planning, CBDC architecture assessment, stakeholder-mapping exercises, risk scenarios, feasibility analysis, and general case studies, participants will develop a practical CBDC Policy and Implementation Roadmap. The programme enables organizations to make evidence-based CBDC decisions, establish effective governance structures, prepare regulatory frameworks, manage implementation risks, strengthen digital-payment ecosystems, promote financial inclusion, and support safe and sustainable digital-money transformation.

COURSE OBJECTIVES

By the end of the training, participants will be able to:

1. Explain the policy rationale, objectives, and economic foundations of CBDCs.
2. Assess national readiness for CBDC development and implementation.
3. Design appropriate CBDC policy objectives and implementation principles.
4. Evaluate retail, wholesale, direct, indirect, and two-tier CBDC models.
5. Assess CBDC implications for monetary policy, banking, liquidity, and financial stability.
6. Develop appropriate legal, regulatory, governance, and institutional frameworks.
7. Evaluate technology, cybersecurity, privacy, digital identity, and interoperability requirements.
8. Design CBDC pilots, testing frameworks, stakeholder-engagement strategies, and adoption programmes.
9. Identify and manage CBDC implementation, operational, financial, technological, and reputational risks.
10. Develop a comprehensive CBDC Policy and Implementation Roadmap.

ORGANIZATION BENEFITS

1. Strengthens institutional capacity for CBDC policy development.
2. Improves national digital-money strategy and planning.
3. Supports evidence-based CBDC feasibility and readiness assessments.
4. Enhances regulatory and legal preparedness.
5. Strengthens payment-system modernization and interoperability planning.
6. Improves understanding of monetary and financial-stability implications.
7. Strengthens cybersecurity, privacy, AML/KYC, and consumer-protection preparedness.
8. Supports financial inclusion and accessible digital-payment development.
9. Improves stakeholder coordination and implementation governance.
10. Reduces implementation risks through structured CBDC planning and piloting.

TARGET PARTICIPANTS

This course is designed for Central Bank Officials, Financial Regulators, Government Policymakers, Treasury Officials, Monetary Policy Specialists, Banking Executives, Commercial Bank Managers, Economists, Payment-System Professionals, FinTech Executives, Digital Banking Managers, Legal and Regulatory Professionals, Technology Managers, Cybersecurity Professionals, Risk Managers, Compliance Officers, AML/KYC Specialists, Financial Inclusion Professionals, Digital Transformation Leaders, and senior professionals involved in central banking, monetary policy, digital finance, payment infrastructure, financial regulation, and financial-sector development.

COURSE OUTLINE

MODULE 1: CBDC POLICY FOUNDATIONS & STRATEGIC READINESS

1. Evolution of money and emergence of CBDCs
2. CBDC policy objectives and strategic rationale
3. Retail CBDC versus wholesale CBDC policy considerations
4. CBDCs versus cash, bank deposits, stablecoins, and other digital assets
5. National CBDC readiness and feasibility assessment
6. Developing a CBDC strategic vision and policy principles
   General Case Study: A central bank is experiencing declining cash usage and rapid growth in private digital-payment services. Participants conduct a readiness assessment and formulate strategic policy objectives for considering a CBDC.

MODULE 2: CBDC ECONOMIC POLICY & FINANCIAL SYSTEM IMPACT

1. CBDCs and monetary policy transmission
2. CBDCs and money supply dynamics
3. Effects on commercial-bank deposits and credit creation
4. CBDCs, liquidity management, and financial stability
5. Interest-bearing CBDCs, holding limits, and remuneration
6. CBDC economic impact and cost-benefit analysis
   General Case Study: Commercial banks are concerned that CBDC adoption could shift significant customer deposits away from traditional accounts. Participants assess potential effects on bank funding, liquidity, lending, monetary policy, and financial stability.

MODULE 3: CBDC ARCHITECTURE, TECHNOLOGY & INTEROPERABILITY

1. Account-based and token-based CBDC architectures
2. Direct, indirect, hybrid, and two-tier implementation models
3. Digital wallets, identity, authentication, and access channels
4. Distributed ledger and alternative technology architectures
5. Interoperability with national payment systems and financial institutions
6. Scalability, offline functionality, resilience, and system availability
   General Case Study: A central bank wants to introduce a retail CBDC while commercial banks and licensed payment providers continue managing customer-facing services. Participants evaluate alternative architectures and recommend an appropriate implementation model.

MODULE 4: LEGAL, REGULATORY, GOVERNANCE & RISK FRAMEWORKS

1. CBDC legal foundations and regulatory requirements
2. Institutional governance and central-bank responsibilities
3. AML/CFT, KYC, digital identity, and financial-crime controls
4. Data protection, privacy, and transaction confidentiality
5. Cybersecurity, fraud, operational, and technology risk management
6. Consumer protection, accountability, and dispute-resolution mechanisms
   General Case Study: A proposed CBDC raises concerns regarding privacy, cybersecurity, illicit financial activity, data protection, and consumer rights. Participants develop an integrated legal, regulatory, governance, and risk framework.

MODULE 5: CBDC PILOT DESIGN, STAKEHOLDER ENGAGEMENT & ADOPTION

1. CBDC pilot objectives and scope definition
2. Pilot population, use cases, and testing environments
3. Stakeholder mapping and institutional coordination
4. Commercial-bank, FinTech, merchant, and government participation
5. Public awareness, digital literacy, trust, and adoption strategies
6. Pilot monitoring, evaluation, feedback, and improvement
   General Case Study: A central bank is preparing to launch a controlled CBDC pilot involving selected banks, merchants, government agencies, and consumers. Participants design the pilot structure, stakeholder-engagement plan, adoption strategy, and evaluation framework.

MODULE 6: CBDC IMPLEMENTATION, SCALING & POLICY ROADMAP

1. CBDC implementation phases and programme governance
2. Procurement, technology partnerships, and vendor management
3. Operational readiness, business continuity, and resilience
4. Performance indicators, economic impact, and programme evaluation
5. Scaling from pilot to national CBDC deployment
6. Developing a comprehensive CBDC Policy and Implementation Roadmap
   General Case Study: Following a successful CBDC pilot, a central bank plans nationwide deployment. Participants develop a phased implementation roadmap covering policy, regulation, technology, infrastructure, cybersecurity, stakeholder coordination, public adoption, operational resilience, and continuous evaluation.

GENERAL INFORMATION

1. Customized Training: All our courses can be tailored to meet the specific needs of participants.
2. Language Proficiency: Participants should have a good command of the English language.
3. Comprehensive Learning: Our training includes well-structured presentations, practical exercises, web-based tutorials, and collaborative group work. Our facilitators are seasoned experts with over a decade of experience.
4. Certification: Upon successful completion of training, participants will receive a certificate from Foscore Development Center (FDC-K).
5. Training Locations: Training sessions are conducted at Foscore Development Center (FDC-K) centers. We also offer options for in-house and online training, customized to the client's schedule.
6. Flexible Duration: Course durations are adaptable, and content can be adjusted to fit the required number of days.
7. Onsite Training Inclusions: The course fee for onsite training covers facilitation, training materials, two coffee breaks, a buffet lunch, and a Certificate of Successful Completion. Participants are responsible for their travel expenses, airport transfers, visa applications, dinners, health/accident insurance, and personal expenses.
8. Additional Services: Accommodation, pickup services, flight booking, and visa processing arrangements are available upon request at discounted rates.
9. Equipment: Tablets and laptops can be provided to participants at an additional cost.
10. Post-Training Support: We offer one year of free consultation and coaching after the course.
11. Group Discounts: Register as a group of more than two and enjoy a discount ranging from 10% to 50%.
12. Payment Terms: Payment should be made before the commencement of the training or as mutually agreed upon, to the Foscore Development Center account. This ensures better preparation for your training.
13. Contact Us: For any inquiries, please reach out to us at training@fdc-k.org or call us at +254712260031.
14. Website: Visit our website at www.fdc-k.org for more information.